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Forecasting Tops and Bottoms!

Would you like to know when to expect a turn in Gold next week? How about a top in the SP500 as seen on a weekly price chart? Would you like to get in near the bottom of a new bull trend in Soybeans?

If you answered YES to any of the above questions you've come to the right place. That is because all we do in this membership is forecast market tops and bottoms and use this information to make our trading decisions. All that you need to do is come to the understanding that market tops and bottoms can be forecasted, are being forecasted, and it has nothing to do with hocus pocus, Astrology or anything like that. It is all done using pure mathematics and an understanding of Dynamic Cycles such as been taught by some of the greatest minds in market forecasting. And the best part is that you do not have to try to learn all this yourself if you do not want to. We calculate all the turn dates on a weekly report for you to have with you for all your trading decisions.

Is forecasting Tops and Bottoms really possible?

Absolutely! And that is exactly what we do here within the virtual walls of this Membership. Each and every week our members receive a report that provides the weekly and daily dates in which to expect a top or bottom to occur in the 19 Futures and Commodity markets we cover. The accuracy of these dates are phenomenal.

It is one thing to say that we can forecast market tops and bottoms with high accuracy and another thing to do it. And perhaps you have not personally witnessed my accurate forecasts that appear periodically on various trading forums on the Internet. If this is the case, please be sure to take a look at all the examples we have provided on this website by clicking on the EXAMPLES menu tab at the top of this page.

How is it done?

Several ways, all of which are used to confirm the results of the other. First there is pure mathematics (Market Geometry). A proprietary algorithm has been developed and has been used since early 1997 to forecast market turns on the daily and weekly time frames. Because the algorithm is quite extensive, it has been programmed into software to allow generating the results each week for our members.

In addition is the science of cycle extraction of historical price data. Since all market patterns are simply the result of several varying length cycles combined (composite), extracting these cycles and then projecting them forward in time provides the ability to forecast future tops and bottoms with incredible accuracy. The results of this approach and that of our mathematical model are compared to conclusively discover and report what day/week to expect the market to turn. In short, this is simply phenomenal and available to all our members each week.

The Membership

Visit our EXAMPLES page and see for yourself the amazing ability of our forecasting software programs. Then apply for membership so you can start learning right away how knowing when to expect market tops and bottoms can give you the edge!

"Time is the most important factor in determining and forecasting market movements.   Very few people understand the time element and its value." 
W. D. Gann

"Knowledge cannot come to people without effort on their own part."
In Search of the Miraculous, Chapter 2 page 39.

We look forward to having you as a fellow Precision Trading member!

To your success,

Rick J. Ratchford
Market Analyst
ProfitMax Trading Inc.



Latest Tips & Updates!

Tips and Tricks

Alternative Ways to Pay Off Your Student Loan – With Investing!

The studies are really important in order to become successful in this world. But the studies have become really expensive these days. The students can’t even afford to pay their tuition fee in order to continue their studies. Thanks to the banks and other companies that are providing financial support to the students that want to grow in their lives.

Well, these companies help the students in accomplishing their goals and then these students have to pay off their loan after completing their studies. But this is where the next problem takes place because now these students are supposed to make use of their skills, that they learned throughout the studies, and then make some money from these skills and pay of their loan.

But it isn’t as simple as it appears to be. The first problem that students face is that they cannot find the job according to their expectation. And if they finally managed to find the job, they do not get enough salary so that they can save some money and pay off their loan. So, this is the problem why most of the students stop studying and jump into the professional world without completing their studies.

If these students think a bit wisely, they can easily continue their studies. Here are some investment tips that students can use to pay off their student loan.

Mutual fund investment

The students do not have enough knowledge about the financial industry. So, they should start investing their money in the mutual funds because mutual funds are a secure and profit generating option. Choosing the right company is another headache but you can consult your elders to find the most efficient mutual fund company in your local area.

Usually, banks handle such kind of investment but there are many other companies that can invest your money safely. So, you must find the most reliable company in your local area before investing your money. You can check the reputation of the company on before investing your money with them.

Become an apprentice

It’s not all about investing your money you can also invest some time to polish your skills while you are studying. You can become an apprentice to regularly practice the skills that you are studying. Thus, you’d be able to get a high paying job after completing your studies and the money you are getting during this apprenticeship may also help in paying off your student loan.

Invest in small businesses

Try to find some small businesses in your local area and then conduct some research about their potential to grow in the future. So, if you see that the business has the potential to grow, you may invest your money with them.  And you’d be able to pay off your student loan with the profit that these businesses will generate. Click Here and take a look at some other ways to pay off your student loans.

penny stocks

How to Get Investors to Give You Money for Your Publishing Startup?

A publisher faces a lot of problems in starting their business because they don’t have more investors that are interested in promoting their work. There are only a few investors that invest their money in other publisher’s work while most of the investors want to publish the work by their own name.

This is the major problem that most of the publishers face and they keep working hard throughout their lives to save some money so that they can start their own publishing business.

This may take a lot of time and it can destroy your dreams at many stages of life. There are many publishers that quit trying just because they could not find an investor that could support them to start their own publishing company. If you are capable of starting a publishing company, then you should not waste your talent and you should find some important ways that you can use to find investors for your publishing startup.

Fortunately, we have found some tips that can help you get investors to give you money for your publishing startup. Make sure that you use these ideas so that you can start your publishing company in a few steps. Here are the ideas that you can use to get investors to give you money for you publishing startup.

Independent investors

If you are looking to take help from the banks, you won’t be able to find an investor because banks usually want to see some proof of your assets and your regular income before investing their money. So, you must start looking for independent investors that do not have such rules and regulations.

Thus, you’d have more chances of getting an investor. Finding an investor is a lot easier these days as you can find them on the internet. Just run a search on the Google and you’d find many investors that are ready to pay £500 loan at very flexible conditions.

Offer partnership

The investor would never invest money in any business unless he finds some benefit in it. So, you must offer them the partnership where they’d have the right to take a specific amount of money from the profit that you are going to earn from this business. This is not only a secure way for the investor but it also helps you stay score because you would only be paying them the money from the profit that you have earned while the investment would stay safe.

Show some samples

The samples of your work are a great way of winning the big investors. Once the investor would take a look at your work, he’d realize that you have the potential to run a successful business. So, he would happily invest money in your business. Click Here and find more tips on how to get investors to give you money for your publishing startup.

penny stocks

How Companies Make Money Off of Free Insurance Quotes?

The insurance industry is a very big industry and there are many competitors in this industry that are trying to beat each other by offering several discounts and packages. Most of the packages include the lower premium and some packages include the short premium period for longer benefits. There are many other packages and discounts that are offered at the auto insurance companies attract the customers.

However, the most common service that most of the companies offer is the free insurance quotes service. These offers are considered to be the best to grab the attention of the customers. But have you ever thought that what benefit these companies get from these free insurance quotes? If you think that they do not get any benefit, then you are wrong like many others because auto insurance companies can never think of going to loss and they are always focused on earning some profit.

Because if they start offering their services for free, they won’t be able to fund their company anymore and the company would suffer from bankruptcy and they would become the worst example for all others. So, the question is that how these companies make money off of free insurance quotes. The question is very interesting but the answer is even more interesting. So, here is the information about how companies make money off of free insurance quotes.

Getting more customers

The purpose of offering these quotes is to get more and more customers so that they can successfully run their company. If they do not offer this service for free, the customers won’t show any interest in talking to them. And how would they convince the customers if they could not talk to them? This is the major reason why the companies offer free quotes.

And they hire the expert marketers for this purpose that have full command over the words that they can use to convince the customer. So, when talking to their agents, you’d realize that they have the excellent convincing power. However, you should not get convinced at all unless you compare free auto insurance quotes of different companies.

Building more trust

Building more trust is the main focus of the companies that offer free insurance quotes because they want to satisfy the customer that why they should purchase their service. They won’t be able to increase their business if they could not satisfy their customers. Once they have satisfied the potential customers, they would be able to grow their business.


The free insurance quotes enable them to get more referrals. For example, if you have received a free insurance quote, you’d share that info with your friend and your friend would also contact that insurance company if they found their services really attractive. Thus, their business would grow without spending a lot of money.

penny stocks

Taking a look at popular publishing companies that had to file for bankruptcy

Starting a big business like a publishing company requires a very big investment as you need to buy the proper equipment and tools that are helpful in publishing several pieces. Therefore, most of the publishing companies borrow the money from some top companies to start their business. There are many banks and financial companies that agree to pay a specific amount of money with several terms and condition.

This facility is considered to be a great opportunity most of the times but sometimes, this opportunity becomes a major headache if the company fails to pay back the money on time. In this condition, some companies think of filing for bankruptcy so they can get out of this situation and get back on the track. In today’s article, we’re going to talk about some of the popular publishing companies that had to file for bankruptcy due to some critical conditions.

Hachette Book Group

Hachette Book Group is one of the most popular book publishing companies in the world. This company has successfully published many popular books over the past few years and they have also won several awards for the best publishing company of all the times. But the situation was always not the same. The company started with a minor investment after taking debt from the bank.

The company started its journey very well but suddenly after some years, they suffer from bankruptcy due to the failure of some books they published. So, they decided to file for a bankruptcy and they did so. And fortunately, they managed to get back on the track and today they are one of the best publishing companies in the world.

Mcmillan Publishers

“Mcmillan publishers” is another fastest growing publishing company in the world. The company started its journey in the US and then it expanded to the several other countries. Now, they have their branches available in almost all the famous countries like Australia, UK, Germany, and South Africa etc. This company is considered to be one of the top publishing companies in the world and people appreciate the efforts of this company but only a few people know the story behind this incredible success.

The company suffered from bankruptcy right after a few years of its start. The CEO was about to close the company but then he realized that if he ever gets another chance in the life he can bring his company back to the track. So, he decided to file for a bankruptcy and now the situation is right in front of you. So, the history of this company is a great motivation for those who have lost hope because it’s never too late.


Finding the best insurance policies for self-employed market analysts

The insurance has become a mandatory option these days as it helps you make sure that you’ll be able to survive in case of a difficulty. The health insurance provides you the opportunity to grow your investment in a meaningful way. you can withdraw the profits of this investment after a specific period of time or your family may also take advantage of this investment if any tragedy takes place. The health insurance has brought several amazing benefits to use but we need to be careful while choosing an insurance policy because there are many terms and conditions involved in these policies that are revealed with the passage of time.

The situation gets a little bit different in the case of self-employed professionals. Most of the self-employed professionals consider buying the Professional Indemnity (PI) Insurance for self-employed without making any research as most of the people believe that it is the perfect plan for them. We recommend that you must conduct the research before choosing an insurance policy because some insurance policies may not suit your profession perfectly. You need to choose a plan where you may stay safe from all kinds of payment and withdrawal issues.

In this article, we’re going to talk about the best insurance policies that may be suitable for the self-employed market analysts.


One of the most affordable health insurance policies that self-employed professionals can find is eHealthInsurance. There must many other insurance companies in the area you’re living with plenty of insurance plans for you or your family. You can compare their plans with eHealthInsurance to find out that which plan may work perfectly for you. After comparing different plans, you’d come to know that it is the cheapest option available in your area.

The health plans through a high-risk pool are also offered in some states, so don’t worry, if you’re in the pre-existing condition pool. A regular insurance company may not automatically decline depending on the pre-existing condition’s severity.

Telemedicine services

Telemedicine services are also getting popular among self-employed professionals as it is one of the best budget-friendly health insurance options. As the name relates, this insurance policy provides you the opportunity to speak to a qualified doctor. You are supposed to provide your medical history to a famous telemedicine company after getting registered as a patient. You’ll be connected to a licensed doctor whenever you’re in need of asking some questions about your health.

Then they’ll provide you proper treatment and even prescription depending on your specifics. You can also be referred to a primary care physician. CallMD, Amwell, Providence, and HealthTap are some of the most popular companies that offer telemedicine services.

Secure doctor consultations

You can save a lot of money when you have the opportunity to consult a doctor online about minor health problems. You can ask any of your health-related questions from the certified doctor by using HealthTaps’s secure website. You’ll be connected to a doctor within a few minutes and the doctor will provide you the solution after listening to your problem.

penny stocks

How to use your accounting skills in order to invest wisely?

If you’re an accountant, you can become the most successful businessman of the world by investing your money wisely because you know all the terms that are used in a business and you’re also aware of the risks you may have to face when you invest money in a business.

The reason behind the failure of most of the businesses is that they have enough financial investment but they don’t have any skills.

We see every day that a huge number of businesses go into bankruptcy just because they don’t have the proper strategies to deal with the problems that occur in the business world.

We recommend that if you’re an accountant and have enough amount to start a business of your own, you should start jump into the business world as soon as possible.

There are lots of accountants, such as accountants in Brighton & Hove, Atkinsons Chartered Accountants that are running a successful business by investing their money wisely.

There is nothing better than running a business of your own as it makes you feel free from lots of problems and worries. Let’s take a look at how your accounting skills are going to help you invest your money wisely.


Planning is the most important thing that you must focus on if you want to become successful in the business world. Most of the businesses fail just because they don’t plan for the difficulties they may have to face during this journey.

Being an accountant, you know that planning is extremely important to make the most out of your investment. You have studied and experienced the problems that may occur in the business and you know that you need to prepare a proper plan to avoid those hurdles.


Research is another important factor for the business as you know that you need to find out if the public is interested in the product you’re going to launch.

You also need to take a look at the competitors that are already providing the similar services in that specific area that you’re targeting.

You need to introduce something that is unique and more valuable as compared to your competitors.


You’re completely familiar with the business world as you have not only studied the terms and conditions of the business world but you’ve experienced those terms while working with different companies and you know how can a business become successful by investing wisely.


Experience is the most important thing that can help you become successful in any field of the world. You have experience of the business world as you have worked for several businesses and you are aware of their strategies they use to invest wisely and you’re also aware of the financial issues a business has to face due to the wrong investments. This experience will help you invest your money wisely.


Can Lexington law help you repair your credit?

Many companies are doing fraud in the name of repairing credit to the people. They take advantage of people’s problem and when they convinced them then they start doing fraudulent activities which make you regret only for a lifetime.

Here we are telling you whether it’s possible for the Lexington law to repair your credit or it’s just a fraud to make you fool.


If you have a bad data in your credit then Lexington law is going to remove the data from your card. By asking the company about the negative data removal, Lexington will be able to get you out of the data which is harmful to you.

Your reputation is on stake definitely when you have a bad data and when a company is not clearing the allegations on you regarding credit. This Site is responsible for repairing your credit but it’s not possible all the time to get repaired.

Lexington law goes to the bureaus and creditors to convince them that they should correct their mistakes and remove the data which is harming your reputation. The chances are about 20% that they are on a mistake about the credit.


If you are not satisfied with the law then you can contact the best credit repair companies as well but in order to clear yourself, you need to choose the right package. You can choose regular, standard and premier package at the difference of cost.

In the cost of 99.95$ per month, you are going to deal with the creditors and other issues as well. You need to have few months to clear yourself. In this fee, the team is going to manage your problem and you just have to pay them to handle.

Lexington law is going to work on the level of bureaus and creditors and you don’t have to take any stress. They will ask for the proof about your negative data and what makes them believe in that data without strong and proper proofs.


Lexington law is one of the professional firms in the world and they know very well how to complete their work according to the client’s satisfaction. They know every tactic to deal on the bigger level to remove your bad data from the credit.

If you want to have a guide then, of course, you can call them or you can go to meet them to discuss your problem with the team. They will let you know what is best for you and how you will be able to get rid of the allegations on you.

There are chances that after talking to the high-level management and after having all the proofs they will be able to clean most of your foul data from the credit. They can repair your credit to the certain point from where you can start.

If you ever want to try them then you can go to their office for the consultation and you will be able to watch it by yourself.

Tips and Tricks

What you can do if you’re horrible at Math

Math does not come naturally to all of us. If you are among the unlucky many who struggle with the subject, you are certainly not alone. Many students, at all grade levels, study hard only to fail important math tests. It happens to more of use than you might think.

What you can do if you're horrible at Math

Fortunately, even if you are not great at math, there are a few things you can do to get better.

At the end, this article will tell you all about how Mymathlab answer keys can help you be better prepared for the exams that lay ahead. (Hint: Mymathlab answer key can help you skip a few of the more time-consuming steps involved in learning skills).

For now, let’s look at three lifesaving tips that can help if you are horrible at math.

1. Study Harder (Thank You Would Like)

The tried and true method of conquering difficult math problems is to simply practice. The old saying “practice makes perfect” certainly applies to math as well as it does any other field of study.

What you can do if you're horrible at Math

Writing out flashcards, studying them, rinsing and repeating is the most effective way to gain a commanding understanding of the skills necessary for grasping mathematical concepts.

2. Study with (Smart) Friends

Study Hall is not just for those athletes forced to go. Studying with classmates and friends who are more knowledgeable of the subject of math than there is a great way to get better at it. Just make sure you are studying with fellow students who are strong in the subject, otherwise, they might just lead you astray.

3. Hire a Tutor

A somewhat costlier option for getting better at math is hiring a tutor. Math tutors can cost anywhere from $20 (for a student tutor) to $80 or more (for a professor) per hour, and the bills add up fast, especially when the need for help is great.

What you can do if you're horrible at Math

As with any other type of service, there are differences in tutors and, more troubling still, differences in the results you will realize after weeks of tutoring sessions.

The Sensible Alternative

Another option is to download a Mymathlab answer key. Mymathlab answer keys have been derived from real exams delivered at real schools and universities around the country. Reviewing these answer keys can help you check your work to ensure that you are progressing toward where you need to be in order to ace your math exams.